Smart Finance for Ambitious Businesses

Your books tell a story.
We help you read it.

Real-time financial dashboards, expert analysis, and strategic advisory — purpose-built for growing businesses ready to scale.

Morrison & Reed LLP — Dashboard
Live
Realization Rate
87%
▲ 4.2% this quarter
Revenue / Team Member
$312k
▲ 8.1% YoY
Unbilled Revenue
$241k
▼ $18k vs last month
Avg Days to Collect
38
▲ Improved 6 days
Monthly Collections — Last 6 Months
Advisor Insight
Associate compensation grew 14% but billing rates only increased 6%. A $25/hr rate review adds ~$180k annually at current utilization.
30+Years Tech Experience
16Years Business Ops
100%Business Focused
$2.5kStarting Monthly

Your bookkeeper records the past.
But who's steering the future?

Most businesses have solid bookkeeping. What they lack is someone translating those numbers into decisions — before it's too late to act.

📊

Reports That Sit Unread

You get monthly P&L statements. But what do they mean for owner draws, hiring decisions, or that new product line you're considering?

💸

Cash Flow Surprises

Profitable on paper, stressed about payroll. Cash flow dynamics — collections cycles, timing gaps, deferred revenue — require a specialist who understands them.

🔍

No Visibility Into Profit Drivers

Which service line is carrying the business? Which clients cost more to serve than they pay? Without data, you're making big decisions on gut feel.

Simple to start.
Transformative over time.

1

Connect Your Books

We connect directly to your existing bookkeeping system — QuickBooks, Clio, or whatever you use. No disruption to your workflow.

2

Your Dashboard Goes Live

Within days, your key financial metrics are live in a custom dashboard — built around the KPIs that actually matter to your business.

3

Strategic Guidance Begins

Monthly advisory calls turn data into decisions. We bring the analysis; you bring the questions. Together we drive your business forward.

"
For the first time, I walked into our partner meeting knowing exactly why our margins had compressed — and exactly what to do about it.
Managing Partner · Professional Services Firm

Ready to see your business
through a clearer lens?

Book a no-pressure discovery call. We'll review your current financials and show you what your data can reveal.

30-minute call · No sales pressure · No obligation
About 2ndCFO

Built by someone who's run
a real business.

Not a traditional accountant. A technologist and operator who spent 16 years running a business — and learned that financial clarity changes everything.

30 years of technology.
16 years of payroll.

I built and ran a business for 16 years. That means I know what it's like to lie awake wondering if collections will cover payroll. I know the difference between a profitable month on paper and a stressful month in the bank account.

Before that — and running in parallel — I spent 30 years in technology. Building systems, analyzing data, and turning complexity into clarity. That combination is rare. And it's exactly what ambitious business owners need but can't find.

Most fractional CFOs come from Big Four accounting backgrounds. I come from the trenches of actually running a business, with the technical skills to build the dashboards and reporting systems that most CFOs have to outsource.

2ndCFO exists because the gap between basic bookkeeping and real strategic financial guidance was a gap I lived through — and I knew I could close it for others.

Let's Talk

The experience behind
the advice.

30+
Years building technology systems, data pipelines, and analytical tools
16
Years operating a business — managing P&L, payroll, vendors, and cash flow
100%
Focused on helping growing businesses gain financial clarity and scale with confidence

Law firms have unique financial dynamics most advisors miss.

The combination of WIP, realization rates, attorney utilization, retainer management, and partner compensation creates a financial picture that generic advisors simply don't understand.

We speak your language.

Realization rates, billable hour targets, matter profitability, WIP aging, trust accounting — these aren't foreign concepts to us. We track what actually moves the needle for law firms.

We're built for your size.

5 to 20 attorneys is a specific inflection point. Big enough to need real financial strategy. Too small to afford a full-time CFO. That's exactly where we operate.

We don't replace your bookkeeper.

We work on top of your existing bookkeeping setup. No disruption, no vendor replacement. We take what you already have and transform it into strategic intelligence.

We're locally focused.

Based in the Seattle area. We understand the local legal market, its competitive dynamics, and the economic conditions that affect your firm's performance.

Not your typical
financial advisor.

Capability Bookkeeper 2ndCFO
Records transactions accurately (via your bookkeeper)
Real-time KPI dashboard
Law-firm-specific metrics
Cash flow forecasting
Service line & client profitability
Owner & leadership compensation modeling
Monthly strategic advisory calls
Hiring & headcount analysis

Let's see if we're a
good fit.

A 30-minute call is all it takes to know if 2ndCFO is right for you. No pressure, no pitch — just a conversation about your numbers.

30-minute call · No obligation · Honest fit assessment
What We Do

Four services. One goal:
financial clarity.

We combine live dashboards, expert reporting, strategic advisory, and forward-looking forecasting — all purpose-built for growing businesses.

01

See your finances in real time.

Your bookkeeper records what happened. Your dashboard shows you where you stand right now — and where you're headed. We build and maintain a custom dashboard connected to your existing accounting system.

No more waiting for month-end reports. No more digging through spreadsheets. Just a clear, live view of the numbers that run your business.

Revenue per team member and margin by service line
Accounts receivable aging and collections tracking
Collections performance and days-to-collect trends
Practice area revenue breakdown
Partner-level performance metrics
See Pricing
Live Dashboard — Morrison & Reed LLP
Realization
87%
▲ 4.2%
Rev/Atty
$312k
▲ 8.1%
Utilization
76%
▲ 3 pts
Monthly Collections Trend
JulAugSepOctNovDec
02

Data without guidance is just noise.

Monthly advisory calls with a dedicated financial strategist who knows your numbers inside and out. We don't just hand you reports — we sit with you to interpret what the data means and what to do next.

Think of us as the financial co-pilot your business deserves but couldn't previously afford.

Monthly 90-minute strategy sessions
Budget vs. actuals variance analysis
Hiring and headcount financial modeling
Owner & leadership compensation structure review
Practice area expansion analysis
Ongoing email and Slack support
Book a Discovery Call
Advisor Insight — Q4 Review
"Should we bring on another associate?"
At 76% utilization you have ~180 unbilled hours/month. That's $27k/mo unrealized. A new associate fully-loaded runs ~$18k/mo. The math works — if intake holds. Let's stress-test your pipeline.
"Why did our margin drop in October?"
Three factors: a $22k write-down on the Henderson project, a 3-day owner absence, and slower-than-usual contract renewals. October is recoverable — November projections look stronger.
03

Reports that actually get read.

We replace generic P&L printouts with financial summaries that your leadership team will actually understand and use. Every month, you receive a clear narrative of your business's financial performance — not a spreadsheet.

Monthly financial performance narrative
Service line and client profitability breakdown
Team utilization and productivity summary
Collections and AR aging analysis
Year-over-year and budget comparisons
See Pricing
Monthly Performance Summary — November
Gross Revenue
$218,400
Collections
$204,100
Unbilled Revenue
$241,300
Operating Expenses
$141,200
Net Operating Income
$62,900
Margin
30.8%
vs. Prior Month
▲ +$8,200
vs. Budget
▼ -$4,100
04

Stop being surprised.
Start being prepared.

We build rolling 90-day cash flow forecasts using your actual data — recurring revenue schedules, expected collections, known expenses, and seasonal patterns. So you always know what's coming before it arrives.

Stress-test different scenarios: what if collections slow? What if you add a lateral hire? What does the holiday slowdown look like this year?

90-day rolling cash flow forecast, updated monthly
Scenario modeling: base, upside, and downside cases
Recurring revenue and collections timing insights
Payroll and overhead coverage visibility
Partner draw timing recommendations
Let's Talk
90-Day Cash Flow Forecast
Jan
$198k
Feb
$172k
Mar
$231k
Scenario Modeling
Base Case
$601k net Q1
Upside (+12% collections)
$673k net Q1
Downside (slow January)
$524k net Q1

The foundation that
comes standard.

Every 2ndCFO client gets these regardless of plan tier — because they're the baseline for doing this work well.

Onboarding & Setup

Full setup of your dashboard, data connections, and custom KPI configuration. We do the work; you see the results.

Data Security & Confidentiality

Your financial data never leaves a secure environment. We sign NDAs as standard practice with every client.

No Lock-In Contracts

Month-to-month engagements. We earn your business every month. No 12-month minimums, no early-termination fees.

Works With Your Existing Stack

QuickBooks, Clio, MyCase, or other practice management software — we connect to what you already use.

Ready to turn your numbers
into decisions?

Book a discovery call and we'll walk through exactly which services would make the biggest difference for your business.

30-minute call · Tailored to your business · No obligation
Industries We Serve

Strategic finance for businesses
that are building something.

2ndCFO works with founders and owners across industries who share one thing in common: they need financial clarity to grow with confidence, not just bookkeeping to stay compliant.

Every business is different.
The need for clarity is universal.

Whether you're billing by the hour, shipping products, or scaling a recurring revenue model — growing businesses face the same core challenge: making the right financial decisions without a full-time CFO in the room.

⚖️

Law Firms

WIP aging, realization rates, matter profitability, partner compensation — law firm finances have unique dynamics most advisors miss. We know them cold.

🩺

Healthcare & Medical Practices

From payer mix analysis to provider productivity and collections cycles, we help medical practices build the financial visibility needed to grow and run lean.

💻

Technology & SaaS

MRR, churn, CAC, LTV — we speak SaaS fluently. We help tech founders model growth, manage burn, and understand the unit economics behind every decision.

🏗️

Construction & Contracting

Job costing, WIP schedules, backlog management, and cash timing — construction businesses live and die by financial discipline. We build the systems that support it.

🏪

Professional Services

Consulting, marketing, accounting, recruiting — service firms need to know their utilization, margin by client, and when to hire next. We make that clear.

🛍️

E-Commerce & Retail

Inventory turns, contribution margin, channel profitability — product businesses need forward-looking forecasts that account for seasonality and supplier timing.

Different industries.
Same financial blind spots.

Across every industry we serve, founders and owners tend to face the same challenges — and benefit from the same core solutions.

01

Cash Flow Uncertainty

Revenue looks good on paper, but the bank account tells a different story. We build rolling forecasts so you're never caught off guard.

02

Decisions Without Data

Hiring, pricing, expansion — major moves made without a clear financial picture. We give you the numbers that make those decisions obvious.

03

Profit Without Visibility

Busy doesn't mean profitable. We break down margin by client, product, or service line so you know where money is being made — and where it's being lost.

04

Growth Without a Plan

Scaling without financial infrastructure leads to chaos. We build the systems and reporting that let you grow faster without losing control.

"
I always assumed fractional CFO services were for bigger companies. Turns out, they're most valuable exactly at the stage we were — growing fast and starting to make decisions we couldn't afford to get wrong.
Founder & CEO · Technology Services Company

If you're growing and need
financial clarity, we should talk.

Our approach adapts to your business model, your metrics, and your goals. Reach out and we'll tell you honestly if we can help.

Book a Discovery Call See Our Services

Ready to see what's possible
for your business?

Book a 30-minute discovery call. We'll quickly assess your situation and show you exactly how 2ndCFO would create value for your specific business.

30-minute call · No obligation · Honest assessment
Transparent Pricing

Flat monthly fees.
No surprises, ever.

No hourly billing. No scope creep. No "minimum hours." One clear monthly investment in your financial clarity.

All plans are month-to-month. No long-term contracts. Cancel anytime — though our clients rarely want to.

Intelligence
$2,500
per month · no contract
For firms ready to stop flying blind. You'll have a live dashboard and clear reporting — the foundation of financial clarity.
  • Dashboard & Reporting
  • Real-time KPI dashboard (custom-built)
  • Key metrics: revenue, margins, cash, AR aging
  • Revenue and collections trend tracking
  • Monthly financial summary report
  • Support
  • Email support, 24-hour response
  • Quarterly 60-minute review call
Get Started
Growth
$4,000
per month · no contract
For businesses in transition — hiring key people, expanding into new markets, planning succession, or preparing for major ownership changes.
  • Everything in Strategic, plus:
  • Weekly advisory touchpoints
  • Matter-level profitability deep dives
  • Client-level cost-to-serve analysis
  • Scenario planning & stress testing
  • Lateral hire financial modeling
  • Partner buy-in / buy-out analysis
  • Support
  • Same-day priority response
  • Dedicated phone line
Get Started
🤝

Our Commitment to You

If after 60 days you don't feel the value of your investment, we'll refund your most recent month — no questions asked. We're confident in what we do, and we want you to be too.

Everything you want
to know before deciding.

No. We work on top of your existing bookkeeping setup — whether you use QuickBooks, Clio, MyCase, or another system. We connect to your data; you keep your bookkeeper. No disruption to your current workflow.

Once we have access to your accounting data, your dashboard is typically live within 5–10 business days. The first advisory call usually happens within two weeks of signing. We move quickly because we know delayed clarity costs you money.

Absolutely. We sign a mutual NDA with every client before accessing any financial data. Your data is never shared, never used in aggregate reporting, and stored only in secure, encrypted environments. Confidentiality is non-negotiable.

Month-to-month means exactly that. If at any point you feel it's not working, you cancel and owe nothing beyond the current month. We don't believe in trapping clients in contracts — we believe in earning your business every single month.

Most firms we work with start on Strategic — the combination of live dashboard and monthly advisory calls tends to be where the biggest "aha" moments happen. If you're in a major transition (hiring, expansion, succession), Growth is worth the investment. Book a discovery call and we'll give you an honest recommendation based on your situation.

We work with businesses across industries and locations. Since all our work is done remotely, geography is rarely a barrier. Reach out and we'll let you know if we're a good fit.

Not sure which plan is right?
Let's figure it out together.

Book a discovery call and we'll walk through your situation and give you an honest recommendation — even if that means starting smaller than you expected.

30-minute call · Honest recommendation · No obligation
Get in Touch

Let's talk about
your numbers.

A 30-minute discovery call is all it takes to know if 2ndCFO is the right fit. No pressure, no pitch — just an honest conversation about your financial situation.

We're here to help you get
financial clarity.

Whether you're ready to move forward or just exploring your options, we're happy to talk. Most firms find that one conversation is enough to understand what's possible.

📧
📍
Location
Greater Seattle Area, WA
Response Time
Within 24 business hours

What to Expect on a Discovery Call

1
We'll ask about your business — size, industry, current financial setup, and the challenges you're facing.
2
We'll walk you through what your custom dashboard would look like and which metrics we'd track for your specific situation.
3
We'll give you an honest recommendation — including which plan (or none) makes sense — and answer any questions.
Book a Discovery Call
Fill out the form below and we'll reach out within 24 hours to schedule a time.
We'll respond within 24 hours · No spam · No obligation

Request received!

Thank you for reaching out. We'll be in touch within 24 hours to schedule your discovery call.

In the meantime, feel free to explore our services or pricing.

That's perfectly fine.
Here's what to do instead.

No pressure at all. Explore more about who we are and what we do — and reach out whenever it feels right.

Learn About Us Explore Services See Pricing